The Texas Financial Responsibility Verification Program is a joint project authorized by SB 1670 (79th Legislature) and developed by the Texas Department of Insurance (TDI), the Texas Department of Public Safety (DPS), the Texas Department of Transportation (TxDOT), and the Texas Department of Information Resources (DIR). The goal is to reduce the number of uninsured motorists in Texas , estimated to be between 15-20% of all vehicles on the road. Soon, law enforcement officers and other state entities will have at their fingertips immediate, real-time access to insurance information on a given vehicle and/or driver. Texas law (the Motor Vehicle Safety Responsibility Act) states that a person may not operate a motor vehicle in this state unless financial responsibility is established for that vehicle. Most people do this by buying automobile liability insurance. The law currently requires minimum liability limits of $20,000 per injured person, up to a total of $40,000 for everyone injured in an accident, and $15,000 for property damage (known as "20/40/15" coverage). However, those limits will change next year. The 80th Texas Legislature recently amended the law by increasing minimum liability limits to $25,000 per injured person, $50,000 for everyone injured in an accident, and $25,000 for property damage ("25/50/25"), to take effect April 1, 2008. After that date, anyone who purchases or renews their automobile liability policy will need to make sure they meet the new minimum liability limits.

We offer a variety of services and look foreward to serving you !
Please choose the service you would like a quote for. We will take the information that you provided to generate a competitve quote that will save you the most money by comparing qoutes from other companies that we do business with